Ammonium dibenzyl phosphate is primarily utilized as a flame retardant in various materials, particularly in polymers and textiles. Its effectiveness in reducing flammability makes it a valuable additive in the production of fire-resistant coatings, foams, and plastics. Additionally, it is employed in the formulation of certain lubricants and hydraulic fluids, where it enhances thermal stability and reduces the risk of ignition under high-temperature conditions. In the electronics industry, it is sometimes incorporated into circuit boards and other components to improve their fire safety. Its application is also seen in the manufacturing of adhesives and sealants, where it contributes to both fire resistance and durability.